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On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let's break down what it is and why it's important if you're looking to buy a home in 2024.
As part of the homebuying process, your lender will look at your finances to figure out what they're willing to loan you. According to Investopedia, this includes things like your W-2, tax returns, credit score, bank statements, and more.
From there, they'll give y...

As you think about the year ahead, one of your big goals may be moving. But, how do you know when to make your move? While spring is usually the peak homebuying season, you don't actually need to wait until spring to sell. Here's why.
Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage rate right now. That downward trend in rates has made moving more affordable now than it was just a few months...

If you're looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there's another way this benefits you – it may inspire more homeowners to put their houses up for sale.
Over the past year, one factor that's really limited the options for your move is how few homes were on the market. That's because many homeowners chose to delay their plans to sell once mortgage rates went up. An article from Freddie Mac explains:
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Real estate is a competitive industry, but it is also known for its strong sense of camaraderie. At the end of the day, everyone has the same goal: Superior results for clients. When changing market conditions led to the closure of Corcoran Global Living in Columbus, colleagues at Cutler Real Estate took action.
The changes at Corcoran were sudden and unexpected, affecting more than 100 Realtors as the brand withdrew its franchising agreements in the Buckeye State. The December timing meant affected staff were facing the holidays without their client relationships or a clear path to their career future.
What's more, many former Corcoran Global Living Realtors were in limbo over recent commission pay...

With Realtors throughout Northeast Ohio, Columbus and Central Ohio, and Cincinnati and Northern Kentucky, Cutler Real Estate is dedicated to providing buyers and sellers with top-notch service. We recognize that a real estate company is only as good as its Realtors, and that's why we have the best in the business!
Each month we recognize those agents who have gone above and beyond to meet and exceed their goals. We...
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